How much is State Farm car insurance?
State Farm’s average annual rates were the third lowest overall among these companies. State Farm customers pay, on average, $1,279 per year for coverage. This is $268 less than the national annual average. Only USAA and Geico, No. 1 and No. 2, respectively, offer lower premiums in our ranking of affordable car insurance.
State Farm rates are below average for most drivers. The company has competitive rates for teenage drivers and those involved in a single accident. State Farm offers affordable policies for drivers with a DUI on their record. However, drivers with poor credit may want to look at other auto insurance companies, as the company falls outside the top 5 in this category in our rankings.
Remember, car insurance rates vary based on your driving record, age, location, credit history, and vehicle type, among other factors. The type and amount of coverage you choose will also affect the premium you pay.
State Farm Car Insurance Discounts
State Farm customers may be able to pay a lower rate by taking advantage of the discount. According to our survey, just under 48 percent of State Farm customers who have not filed a claim say they are fully satisfied with the discounts offered by the insurer.
Exemptions available from State Farm include:
Performance waivers
Drive safe and save discounts.
Advance the obvious discount.
Accident-free driving discount
Defensive Driving Course Exemption
Good driver discount
Safety and additional discounts
Anti-theft discount
Vehicle security discount
Exception to passive restraint
Multiple Auto Discount (Multi-Vehicle)
Multiple Line Discount (Multi Policy)
